AML policy gap analysis
Review policies, procedures and controls against EU AML obligations and capture weak documentary coverage.
EU AML policy gap analysis
AML Gap Assessment Tool
Upload an AML policy, procedure or control document and assess it against EU AML obligation sets. Receive a structured gap report with severity-rated findings, evidence notes and remediation actions.
Built for AMLR readiness, audit preparation, board reporting and professional advisory review.
AMLR readiness support
Spot documentation gaps before regulatory, audit, board or client advisory review.
Review-ready action plan
Receive severity-ranked findings, evidence notes and practical remediation steps.
Simple workflow
From uploaded AML document to gap register
AML Agent structures the document review process so compliance teams and advisers can move quickly from policy text to prioritized remediation work.
Select obligation set
Choose AMLR or AMLD as the EU AML obligation set for the review.
Upload document
Provide an AML policy, procedure, business-wide risk assessment or control document.
Run assessment
Review documentary coverage and identify missing, partial, unclear or weak areas.
Prioritize remediation
Use the gap report to plan updates, assign owners and prepare evidence for review.
Obligation sets
Review documents against EU AMLR or AMLD obligations
Select the legal basis that matches the review objective. AMLR can support transition planning and future framework readiness. AMLD can support review of existing directive-based documentation.
Review against obligations arising from Regulation (EU) 2024/1624 on the prevention of the use of the financial system for money laundering or terrorist financing.
Review against obligations arising from Directive (EU) 2015/849 on the prevention of the use of the financial system for money laundering or terrorist financing.
Use cases
Useful before AMLR transition work, audits, board review and client advice
The gap assessment tool is designed for document review, not transaction monitoring or sanctions screening. It helps teams understand whether written AML documentation covers the relevant obligations.
- AMLR readiness reviews and transition planning.
- AML policy refreshes for EU obliged entities.
- Audit, supervisory readiness and board reporting packs.
- Law firm and consultant client advisory deliverables.
- CDD, EDD, governance, reporting and record-keeping procedure reviews.
What you receive
A structured report for professional review
The output is designed to help reviewers move from general observations to concrete follow-up actions.
Executive summary
A concise overview of the document's estimated coverage, strengths, limitations and review focus.
Severity-ranked gap register
Findings organized by obligation, status, severity, evidence, remediation and suggested owner.
Remediation actions
Practical next steps for policy updates, governance evidence and follow-up review.
FAQ
AML gap assessment questions
Can I review an AML policy against AMLR?
Yes. Select the AMLR obligation set to assess documentary coverage against EU AML Regulation obligations.
Does the tool review operational effectiveness?
No. It reviews documentary coverage. Control design and operational effectiveness still require professional validation.
Who should use the report?
Compliance officers, lawyers, consultants, regulatory analysts and management teams can use it as a review-ready working output.
Run a structured AML policy gap assessment
Upload an AML document and receive a severity-ranked gap report for professional review.